Terms of Use - The Off Ramp Team

Agreement Between User and Elevate Consulting Advisors, Inc.

The Off Ramp website is comprised of various web pages and services operated by Elevate Consulting Advisors, Inc. as well as authorized third parties.

The Off Ramp website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Off Ramp website constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use

Off Ramp reserves the right to change the terms, conditions, and notices under which this website is offered, including but not limited to the charges associated with the use of the Off Ramp website.

Links to And Integrations With Third Party Sites

The Off Ramp website may contain links to other websites (“Linked Sites”). The Linked Sites may not be under the control of Off Ramp and Elevate Consulting Advisors, Inc. is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Off Ramp is not responsible for webcasting or any other form of transmission received from any Linked Site. Off Ramp is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Off Ramp of the site or any association with its operators.

No Unlawful or Prohibited Use

As a condition of your use of the Off Ramp website, you warrant to us that you will not use this website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Off Ramp website in any manner which could damage, disable, overburden, or impair the Off Ramp website or interfere with any other party’s use and enjoyment of the this website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Off Ramp website(s).

Use of Communication AND OTHER Services

The Off Ramp website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, frames, scripts or other embedded or integrated services including but not limited to social media platforms and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
Off Ramp has no obligation to monitor the Communication Services. However, Off Ramp reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Off Ramp reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Off Ramp reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Off Ramp’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Off Ramp does not control or endorse the content, messages or information found in any Communication Service and, therefore, Off Ramp specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers, hosts, and/or other influencer or moderator presences are not authorized Off Ramp spokespersons, and their views do not necessarily reflect those of Off Ramp.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Materials Provided to Off Ramp or Posted at any Off Ramp Website

Off Ramp does not claim ownership of the materials you provide to us (including feedback and suggestions) or post, upload, input or submit to any Off Ramp website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Off Ramp, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Off Ramp is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Off Ramp sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE OFF RAMP WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. OFF RAMP AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE OFF RAMP WEBSITE AT ANY TIME. ADVICE RECEIVED VIA THE OFF RAMP WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

OFF RAMP AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE OFF RAMP WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND.

OFF RAMP AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OFF RAMP AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE OFF RAMP WEBSITE, WITH THE DELAY OR INABILITY TO USE THE OFF RAMP WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE OFF RAMP WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE OFF RAMP WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF OFF RAMP OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE OFF RAMP WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE OFF RAMP WEBSITE.

Service Contact

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page or call us at +1 (929) 209-4911

Termination / Access Restriction

Off Ramp reserves the right, in its sole discretion, to terminate your access to the Off Ramp website and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Missouri, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in New York, NY, U.S.A. in all disputes arising out of or relating to the use of the Off Ramp website. Use of the Off Ramp website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Off Ramp as a result of this agreement or use of the Off Ramp website. Off Ramp’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Off Ramp’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Off Ramp website or information provided to or gathered by Off Ramp with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Off Ramp with respect to the Off Ramp website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Off Ramp with respect to the Off Ramp website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

Copyright and Trademark Notice

Trademarks

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

HOW TO CONTACT OFF RAMP

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page or call us at +1 (929) 209-4911

TEXT MESSAGING TERMS AND CONDITIONS

The purpose of Off Ramp’s Text Messaging Services (“Service”) are to provide you with information about your interaction with Off Ramp. Off Ramp does not charge you for using the Service, but your carrier may charge you for each text message sent and received. You may opt-out of the Service at any time by replying STOP. You may opt-in to the Service by texting START.

If you have questions or need to speak with an agent, please call us at +1 (929) 209-4911.

By using the Service, you agree to receive one (1) additional text message after replying STOP which will confirm your removal from the Service.

Text MEssaging Compliance Statement

Off Ramp is fully committed to compliance. The Compliance Program governs how the Company operates and mandates that our processes, systems and people practices conform to established, accepted standards. The written standards are prescriptive, and regular monitoring ensures compliance with federal, state, and local and regulations, as well as guarantees the protection of consumer information. Our Company Compliance Plan is formulated based on the following guiding principles that we expect employees and business partners to adopt as a condition of working for or doing business with the Company.

Guiding Principles

Off Ramp embraces the benefits associated with the Compliance by having in place a comprehensive Corporate Compliance Program to promote the following goals:

Compliance with federal, state, and local law
Treating consumers with consideration and respect
Communicating with honesty and integrity
Demonstrating the Company’s commitment to honest and responsible corporate conduct
Increasing the likelihood of preventing, identifying, and correcting unlawful and unethical behavior at an early stage
Encouraging employees to report potential problems to allow for appropriate internal inquiry and corrective actions
Minimizing financial loss to the Company or its clients through early detection and reporting of nonconformity

Readily available regulatory information

Off Ramp provides team members and service partners with readily available access to all the necessary information resources to prevent violations of the law or policies.

Compliance Team Support

The Compliance Department’s responsibilities include conducting regular physical audits of the Company’s locations to ensure compliance with company established guidelines, providing advice and training on compliance issues, assisting in the identification and deployment of process improvements, and investigating any alleged compliance violations.

Reporting responsibilities

All employees are required to immediately report any violation of the Company Compliance Plan.

Ongoing Assessment

The Compliance Department, in conjunction with other departments, will review the effectiveness of the Company Compliance Plan, at minimum, on an annual basis.

How to Contact OFF RAMP

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page or call us at +1 (929) 209-4911